SBI Pashupalan Loan Yojana 2025: Apply Now for ₹10 Lakh Livestock Loan

SBI Pashupalan Loan Yojana 2025: Apply Now for ₹10 Lakh Livestock Loan

Are you a rural resident of India dreaming of starting your own livestock business but struggling with financial limitations? The SBI Pashupalan Loan Yojana 2025 can be your gateway to economic freedom and self-employment. This scheme by the State Bank of India (SBI) is a golden opportunity for farmers, livestock owners, and rural entrepreneurs to boost their income through animal husbandry.

In this article, we will explain everything you need to know about the SBI Livestock Loan Scheme, including eligibility, interest rates, benefits, required documents, and the step-by-step application process.

What is SBI Pashupalan Loan Yojana?

The SBI Pashupalan Loan Yojana is a special rural loan scheme launched by the State Bank of India to encourage animal husbandry and self-employment in villages. Under this scheme, individuals can borrow between ₹1 lakh to ₹10 lakh to start or expand livestock-related businesses such as dairy farming, goat rearing, poultry farming, and more.

This initiative supports the Government of India’s mission of promoting rural development, reducing unemployment, and doubling farmers’ income.

Objectives of the SBI Livestock Loan Scheme

The primary objectives of the SBI Pashupalan Loan Yojana are:

  • To promote self-employment among rural youth.

  • To provide financial assistance for starting or expanding animal husbandry businesses.

  • To support rural development by improving the livelihood of farmers and livestock owners.

  • To encourage economic independence among villagers.

  • To reduce unemployment in rural India.

Benefits of SBI Pashupalan Loan Yojana

Here are the major advantages of applying under this scheme:

Benefit Details
Loan Amount ₹1 lakh to ₹10 lakh
Interest Rate Starts from 7% and can go up to 11%, based on project and credit score
Collateral-Free Loan Loans up to ₹1.6 lakh are available without security
Quick Processing Fast approval after document verification
Subsidy Option In some cases, subsidy from NABARD may be applicable
Support for Various Animals Cattle, goat, sheep, poultry, buffaloes, etc.
Multiple Uses Cattle sheds, feed, veterinary expenses, etc.

Eligibility Criteria for SBI Pashupalan Loan

To apply for the SBI Pashupalan Loan, the applicant must fulfill the following conditions:

  1. Must be a resident of a rural area in India.

  2. Should be a farmer, livestock owner, or rural entrepreneur.

  3. Must have a clean repayment history with no pending loan defaults.

  4. Should hold a valid bank account in SBI.

  5. Must own or lease adequate land and resources for animal husbandry.

  6. Must be aged between 18 and 65 years.

Documents Required for SBI Pashupalan Loan Application

You need to prepare the following documents while applying:

  • Aadhaar Card

  • PAN Card

  • Income Certificate

  • Caste Certificate (if applicable)

  • Residence Proof

  • Passport-size Photographs

  • Mobile Number

  • Bank Account Details (preferably SBI)

  • Livestock Business Project Report (clearly outlining your plan and expected income)

How to Apply for SBI Pashupalan Loan Yojana?

Here is a step-by-step guide to applying for the SBI livestock loan:

Step 1: Visit the Nearest SBI Branch

Go to your local SBI branch and ask for information about the “Pashupalan Loan Yojana.”

Step 2: Collect the Application Form

Request the loan application form from the bank staff. Fill in all required details such as your name, address, business plan, loan amount, etc.

Step 3: Attach Required Documents

Attach the self-attested photocopies of the documents listed above with your application form.

Step 4: Submit the Application

Submit the completed form and documents to the designated bank officer.

Step 5: Verification Process

The bank will verify your documents and assess your livestock project proposal.

Step 6: Loan Sanction and Disbursal

If your documents and business plan are approved, the bank will sanction and disburse the loan directly to your account.

SBI Livestock Loan Key Highlights – Summary Table

Feature Details
Loan Name SBI Pashupalan Loan Yojana
Implementing Bank State Bank of India
Target Beneficiaries Farmers, livestock owners, rural entrepreneurs
Loan Amount ₹1 lakh to ₹10 lakh
Collateral Requirement Not required up to ₹1.6 lakh
Interest Rate 7% to 11% per annum
Eligible Activities Dairy farming, goat rearing, poultry, sheep, buffaloes
Application Mode Offline via SBI branch
Processing Time 7–15 days (approx.)

Why You Should Consider the SBI Livestock Loan?

Animal husbandry is one of the fastest-growing industries in rural India. Whether you’re rearing goats, dairy cattle, poultry, or sheep, the potential for monthly income is high with relatively low investment. With the SBI Pashupalan Loan, you can:

  • Start your own profitable dairy business

  • Expand your existing animal farm

  • Generate regular monthly income

  • Create jobs for others in your village

  • Become financially independent

This loan is not just financial support—it is a path to empowerment for rural India.

Frequently Asked Questions (FAQs)

Q1. What is the minimum and maximum amount I can borrow?
You can borrow a minimum of ₹1 lakh and a maximum of ₹10 lakh, depending on your business proposal and repayment ability.

Q2. Is there any subsidy available under this loan?
In some cases, NABARD subsidies may be applicable for approved livestock activities. Check with your local SBI branch.

Q3. How long does it take to get the loan approved?
If all documents are in order, loan approval may take 7–15 working days.

Q4. Can women farmers apply for this loan?
Yes, women farmers and entrepreneurs are encouraged to apply and may receive additional benefits.

Disclaimer

This article is for informational purposes only. We do not represent the State Bank of India or any government entity. The loan details, interest rates, and eligibility criteria mentioned above are based on public domain information as of 2025 and are subject to change without notice. For the most accurate and updated information, please visit the official SBI website or your nearest SBI branch.

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